Houston Property Damage Lawyer

In Houston, property damage risks are multifaceted due to the city’s exposure to severe weather conditions and natural disasters. The region is particularly vulnerable to hurricane damage, with powerful storms frequently causing extensive structural damage to homes and businesses. Heavy rains and flooding are also common, exacerbating the risk of water damage and foundation issues. 

Houston’s climate can also lead to other forms of damage, including roof deterioration from intense sun exposure and wind damage from severe thunderstorms. At Larry Moskowitz, PA, we protect homeowners’ and businesses’ right to compensation through dedicated representation and property damage legal help in Houston. 

Photo of a Damaged Fence

Types of Claims Our Houston Property Damage Attorney Handle

Structural Damage Claims

Structural damage can result from various events such as severe storms, hurricanes, or foundational issues. Houston’s unique weather patterns, including heavy rains and high winds, can compromise the integrity of your property. Our team will conduct thorough inspections to assess any structural weaknesses or damage.

Roof Damage Claims

Roof damage often results from hurricanes, hailstorms, or strong winds, and can include issues like missing shingles, leaks, or severe structural damage. Insurance policies typically cover sudden or accidental damage but will exclude wear and tear. Our experts will inspect your roof, identifying storm-related damage in detail.

Fire Damage Claims

Fire damage is multifaceted, involving more than just the immediate flames. It includes smoke damage, water damage from firefighting efforts, and chemical damage from kitchen fires. Our Boots on the Ground team will assess all aspects of fire damage, including the impact of smoke, water, and chemical residues.

Water Damage Claims

Water damage can be catastrophic, affecting everything from walls and floors to insulation and electrical systems. Prompt action is vital as mold can begin to grow within hours. Our law firm will deploy experts in water mitigation, air quality, and mold inspection to fully document all aspects of water damage.

Pipe Damage Claims

Leaks from aging or damaged pipes can cause extensive water damage. Homes built before 1975 are particularly susceptible to issues if they have cast iron pipes. Insurance policies may only cover access costs rather than the full replacement of plumbing systems. Our team will fight to ensure comprehensive coverage for replacing old pipes.

Mold Damage Claims

Mold thrives in damp environments and can quickly spread following water intrusion. Our Houston property damage attorneys and mold specialists will investigate the extent of mold growth, identify the source of moisture, and work to secure compensation for mold remediation and repair, ensuring your property is safe and healthy.

Hail Damage Claims

Hail damage can be difficult to detect, especially on roofs, but it can also affect windows, screens, and outdoor furniture. Our experts will evaluate all potential hail damage, including the impact on roofing materials, glass, and exterior fixtures.

Personal Belongings Damage Claims

Damage to personal property can occur due to various events such as fires, floods, or storms. This includes everything from furniture and electronics to sentimental items. Our team will help document and value the damage to your personal belongings, ensuring you receive fair compensation for your losses.

Business Property Damage Claims

Business properties face unique challenges when damaged, including potential loss of revenue and operational disruption. Our property damage attorneys in Houston handle claims related to property damage, business interruption, and any related losses to ensure your business gets back on track as quickly as possible.

Unfair Insurance Company Tactics: Why You Need Our Houston Property Damage Lawyer on Your Side

Insurance companies are driven by profit, often leading them to undervalue or deny claims in various ways. Here’s how they might undermine your property damage claim in Houston:

Roof Damage Denials

Insurance policies typically cover roof damage from sudden or accidental events such as storms, hurricanes, or hail. However, insurance companies might deny claims by attributing damage to normal wear and tear, which is not covered. They may also offer minimal repairs, like replacing only a few shingles, instead of a full roof replacement when it’s warranted.

Fire Damage Complications

Fire damage is complex, involving not just the visible effects of flames but also smoke, water damage from firefighting efforts, and potential chemical damage. Insurance companies might focus only on the fire’s direct impact and ignore other damages or undervalue the overall repair costs.

Water Damage Limits

Water damage can quickly lead to mold growth and structural issues. Many insurance policies have limits on water and mold coverage. Insurers might downplay the extent of damage or dispute the coverage limits, leading to insufficient compensation for necessary repairs and remediation.

Pipe Damage Disputes

Plumbing leaks, especially in older homes with cast iron pipes, can cause significant damage. Insurance companies may cover only the immediate leak and not the entire plumbing system. They might also refuse to cover replacement costs, focusing only on repairs or access costs.

Mold Damage Issues

Mold growth from water damage can lead to severe health and structural issues. Insurance companies might argue that mold is a result of neglect rather than covered water damage, leading to claim denials or inadequate coverage for mold remediation.

Hail Damage Detection

Hail damage often affects roofs and exterior features like windows and screens. It can be subtle and difficult to detect, which allows insurance companies to downplay or deny claims, claiming the damage is minor or unrelated to the recent storm.

How Our Property Damage Lawyers in Houston Protect Your Claim Against Unfair Insurer Tactics

Expert Assessment 

Once you retain our services, Larry Moskowitz, PA deploys a “Boots on the Ground” team of specialists to ensure comprehensive evaluation and documentation of your property damage:

  • Structural Engineers
  • Roofing Experts
  • Plumbers and Pipe Specialists
  • Fire and Smoke Damage Specialists
  • Hail Damage Experts
  • Water Mitigation Experts
  • Air Quality Experts
  • Mold Specialists
  • General Contractors

Fighting for Your Rights

Houston property insurance claims lawyer Larry Moskowitz, with over 35 years of legal experience, brings aggressive, evidence-based negotiation and trial preparation from day one. He is committed to ensuring that insurance companies fulfill their obligations and provide fair compensation.

By thoroughly documenting the extent of your damages, we counter any attempts by insurance companies to undervalue your claim or offer low-ball settlements.

We interpret complex insurance policies and aggressively negotiate coverage disputes, ensuring that all aspects of your damage are covered. If necessary, we are prepared to take your case to court to recover the compensation you are owed.To schedule your free consultation, call us at (844) 849-0760 or contact us online.