Texas Fire Damage Lawyer

Fire damage poses significant risks for Texas homeowners and businesses, with the state’s hot, dry climate and frequent severe weather events contributing to an elevated threat. Wildfires, lightning strikes, and electrical malfunctions are common causes of devastating fires that can destroy property and disrupt lives. Businesses, too, face the risk of fire due to industrial accidents, equipment failures, and human error.

The aftermath of a fire can be catastrophic, resulting in structural damage, loss of valuable assets, and prolonged business interruptions. At Larry Moskowitz, PA, our top-rated fire damage lawyers in Texas will use their decades of legal experience to recover maximum financial compensation from the insurance company through aggressive settlement negotiations, while remaining prepared to go to trial if needed.

Photo of a House on Fire

Common Types of Fires Our Lawyers See

With our Texas fire damage attorneys by your side, you can be confident that your claim will be handled with the utmost professionalism and dedication, ensuring that you receive the compensation you need to rebuild and move forward. Our services for fire damage claims extend to the following types of fires and more.

Kitchen Fires

Kitchen fires are one of the most common types of household fires, often caused by unattended cooking, grease fires, or faulty appliances. These incidents can cause extensive damage to your home’s interior and structure. We will ensure your claim is thoroughly documented and aggressively pursued to cover all repair and restoration costs.

Heating Equipment Fires

Fires originating from heating equipment, such as furnaces, space heaters, and fireplaces, can result in severe damage, particularly during colder months. We have the legal skills to handle claims related to these types of fires, ensuring that you receive fair compensation for all damages incurred.

Electrical Malfunction Fires

Electrical fires, caused by faulty wiring, overloaded circuits, or defective appliances, can cause extensive damage to both residential and commercial properties. Our Texas fire damage lawyers will investigate the cause of the fire and work to obtain the compensation needed to repair or replace damaged property.

Industrial and Commercial Property Fires

Fires in industrial and commercial settings can be devastating, leading to extensive financial losses and business interruptions. Whether it is a fire caused by equipment failure, hazardous materials, or human error, our team will fight to protect your business’s interests and get you the compensation necessary to rebuild and recover from the disaster. 

Wildfires

Texas is no stranger to wildfires, which can rapidly spread across vast areas, consuming homes, businesses, and natural landscapes. We will fight for maximum compensation to restore your property and livelihood after a wildfire.

Types of Fire Damage Claims

At Larry Moskowitz, PA, we have the skills, experience, and resources to collect evidence and prove your fire damage claim for maximum compensation.

Property Damage

Fires can cause extensive structural damage to homes and businesses, affecting everything from the building’s framework to its contents. Our Boots on the Ground team will document the extent of property damage by collecting evidence such as photographs, repair estimates, and expert evaluations.

Soot and Smoke Damage

Even if the flames are contained, soot and smoke can permeate walls, furniture, and personal belongings, causing significant damage. Our team will gather evidence of soot and smoke damage, including air quality reports, cleaning and restoration estimates, and detailed inventories of affected items.

Water Damage

Ironically, the water used to extinguish a fire can cause considerable damage to your property. Water damage can lead to mold growth, structural weakening, and damage to personal belongings. Our team will document water damage through photographs, moisture readings, and assessments from water damage restoration specialists.

Business Interruption Losses

For business owners, a fire can result in significant financial losses due to business interruption. Our team will gather detailed records of lost revenue, additional operating costs, and other financial impacts resulting from the fire. This includes accounting records, sales reports, and expert testimony on the business’s projected performance had the fire not occurred.

Why Fire Damage Claims Get Denied and How Fire Damage Lawyers Fight Denials 

Common Reasons for Denial of Fire Damage Claims

Fire damage claims can be denied for a variety of reasons, many of which stem from the insurance company’s desire to minimize their payout. Common reasons include:

  • Policy Exclusions: Insurance policies often have specific exclusions, such as certain types of fires (e.g., arson or negligence) or particular damages (e.g., smoke or soot). Insurers may claim the fire falls under these exclusions to deny your claim.
  • Insufficient Documentation: Claims can be denied if there is a lack of proper documentation supporting the extent and cause of the damage.
  • Late Filing: Insurance companies have strict deadlines for filing claims. Missing these deadlines can result in denial.
  • Disputed Cause of Fire: If the insurer disputes the cause of the fire, arguing it was due to negligence or an uncovered peril, they may deny the claim.
  • Pre-existing Damage: Claims can be denied if the insurer argues that the damage was pre-existing and not caused by the fire.

How our Fire Claim Attorneys in Texas Will Protect Your Claim 

Larry Moskowitz and his team will take several strategic steps to ensure your fire damage claim is properly filed and negotiated for maximum compensation.

  • Thorough Documentation: Our team will document every aspect of the fire damage. This includes photographs, expert evaluations, repair estimates, and detailed records of lost property. Comprehensive documentation helps to counter any claims of insufficient evidence.
  • Timely Filing: We ensure that all claims are filed within the required deadlines. Our team understands the importance of timely filing and will handle all paperwork promptly to avoid any technical denials.
  • Expert Testimony: We work with fire investigators, structural engineers, and other experts to establish the cause of the fire and the extent of the damage. This expert testimony is crucial in countering disputed cause claims.
  • Negotiation Skills: Larry Moskowitz is an experienced negotiator who will persuade the insurance company to provide a fair settlement. His knowledge of insurance tactics and policy interpretations allows him to effectively counter lowball offers and unjust denials.

Ability to Fight in Court with Full Legal Might

If the insurance company refuses to settle fairly, our insurance claim lawyers will not hesitate to take your case to court. Our extensive trial experience and formidable courtroom presence ensure that your case will be presented with the full legal might it deserves. Key actions include:

  • Litigation Preparation: We will prepare a compelling case, gathering all necessary evidence, expert testimony, and legal arguments to present in court.
  • Vigorous Advocacy: Larry Moskowitz’s reputation as a tenacious litigator means that he will vigorously advocate for your rights in front of a judge and jury.
  • Legal Expertise: With over 35 years of experience and a deep understanding of property damage law, Larry Moskowitz has the legal acumen and knowledge to challenge the insurance company’s tactics successfully.

 To schedule your free consultation, call us at (844) 849-0760 or contact us online.