Texas Wind Damage Lawyer

Wind damage poses serious risks to properties across Texas. High winds can cause roof damage, broken windows, structural issues, and damage from wind-borne debris. Cities like Houston, Dallas, San Antonio, and Austin frequently experience severe storms and hurricanes that bring high winds, leading to extensive damage.

Coastal regions, including Galveston and Corpus Christi, are also at risk due to their proximity to the Gulf of Mexico, making them prone to hurricanes and tropical storms. The Texas Panhandle and West Texas, including cities like Amarillo and Lubbock, are known for their severe windstorms and tornadoes. 

Our attorneys at Larry Moskowitz, PA are ready to provide you with the most powerful representation and property damage services to achieve maximum financial recovery against your insurance claims.

Photo of Windy Weather

Common Causes of Wind Damage in Texas

Extensive damage in the state is primarily caused by tornadoes, hurricanes, and severe storms, each presenting unique threats to homes and businesses.

Tornadoes 

Texas is part of Tornado Alley, with frequent and violent tornadoes affecting North Texas, the Panhandle, and the areas around Dallas and Fort Worth. Tornadoes can produce wind speeds exceeding 200 mph, causing catastrophic damage such as roof and structural damage, shattered windows, and total building destruction.

Hurricanes 

The Texas Gulf Coast, including cities like Houston, Galveston, and Corpus Christi, is highly susceptible to hurricanes. These powerful storms bring sustained high winds and heavy rain, leading to roof damage, flooding, broken windows, and structural weakening. Wind-borne debris can also cause significant harm to buildings and infrastructure.

Severe Storms 

Throughout Texas, severe thunderstorms are common and can occur year-round. These storms bring strong winds, sometimes reaching hurricane force, along with hail and lightning. They can cause roof and siding damage, broken windows, downed trees, and power lines, leading to extensive property damage and prolonged power outages 

How Our Texas Wind Damage Attorneys Work to Maximize Your Compensation

When you hire Larry Moskowitz, PA, our seasoned wind damage lawyer in Texas along with his skilled Boots on the Ground team will immediately swing into action and address every possible avenue to ensure you receive the maximum compensation for your wind damage claims.

The Stellar Record of Larry Moskowitz

Texas insurance claim attorney Larry Moskowitz has practiced law for over 35 years, handling thousands of civil cases and taking over 150 cases to verdict. His extensive experience in negotiating and litigating property damage claims against major insurance companies makes him a formidable advocate in Texas. With Attorney Moskowitz’s relentless pursuit of justice, you can be sure that he will never accept a denied claim and he will never back down against large insurance companies.

Comprehensive Damage Assessment

Our Boots on the Ground team includes experts in various fields related to property damage. These professionals, including structural engineers, roofing specialists, plumbers, electricians, and even general contractors, conduct thorough inspections to assess the full extent of the damage. They identify both visible and hidden damages, ensuring nothing is overlooked. By documenting all aspects of the damage, they build a robust case to present to the insurance company.

Evidence Collection and Documentation

One of the critical steps in maximizing compensation is gathering compelling evidence of the storm damage. Our team collects and documents all relevant information, including photographs, videos, expert reports, and eyewitness accounts. They ensure that every piece of evidence supports your claim, leaving no room for the insurance company to dispute the extent or cause of the damage.

Accurate Insurance Policy Interpretation

Insurance policies are filled with complex language and fine print, making it challenging for policyholders to understand their rights and storm damage claims coverage fully. Our expertise in insurance law allows us to handle these complexities with ease. We thoroughly review your policy to identify all applicable coverages and fight so that the insurance company fulfills its obligations under the policy to compensate for the significant damage you have suffered.

Negotiating with Insurance Companies

Insurance companies are in the business of making profits, and they often employ tactics to minimize payouts. Larry Moskowitz, known for his tenacity and courtroom skills, is not intimidated by these tactics. He engages in aggressive negotiations with the insurance company’s adjusters and legal teams, leveraging the comprehensive evidence collected to demand fair compensation. His reputation and track record add weight to the negotiations, increasing the likelihood of a favorable settlement.

Litigation and Trial Representation

If the insurance company refuses to offer a fair settlement, Texas wind damage claims lawyer Larry Moskowitz is prepared to take the case to court. With over three decades of trial experience, he is a skilled litigator who will vigorously represent your interests before a judge and jury. His ability to present a compelling case, backed by extensive evidence and expert testimony, improves the chances of achieving maximum compensation.

Commitment to Client Satisfaction

Our team is dedicated to providing exceptional client service. We understand the emotional and financial toll wind damage can take on property owners and are committed to alleviating this burden. From the initial consultation to the resolution of your claim, we maintain open communication, keeping you informed at every step of the process. Our goal is to ensure you feel supported and confident in our ability to secure the compensation you deserve.

No Recovery, No Fees Commitment

Our lawyers for wind damage in Texas operate on a contingency fee basis, meaning you pay no fees or costs unless we recover money damages for you. All expenses associated with investigating your claim, including the Boots on the Ground team’s assessments, are advanced by the law firm. This commitment underscores our dedication to fighting for your rights without adding financial stress. To learn more, check out our blog.

Documents Our Texas Wind Damage Claim Lawyers Will Present to Prove Damages

In addition to support from private insurers, state agencies, and the federal emergency management agency, the Texas Windstorm Insurance Association (TWIA) provides essential wind damage coverage for property owners in coastal areas prone to wind and hail damage.

When a severe windstorm strikes, having a knowledgeable attorney can make all the difference in recovering the losses insurance typically covers. To maximize your property damage claim with TWIA, our Boots on the Ground team will prepare and present a comprehensive set of documents.

Insurance Policy Documents

  • Policy Declaration Page: A summary of your coverage, limits, and endorsements
  • Full Insurance Policy: Including all clauses, exclusions, and endorsements to understand the extent of your coverage
  • Previous Correspondence: Any communication with TWIA regarding your homeowners’ insurance policy or prior natural disaster claims

Proof of Loss Documentation

  • Detailed Proof of Loss Form: Outlining the extent of the damage and the estimated costs for repairs
  • Itemized Repair Estimates: Provided by contractors and repair specialists detailing the scope and cost of necessary repairs

Damage Assessment Reports

  • Initial Damage Report: Prepared immediately after the windstorm to capture the immediate impact
  • Comprehensive Damage Reports: Conducted by structural engineers, roofing experts, and general contractors from the Boots on the Ground team to ensure all damage is documented
  • Secondary Inspection Reports: Follow-up inspections to identify any damage that may have been missed initially

Photographic and Video Evidence

  • Before-and-After Photos: Showing the condition of the property before and after the windstorm
  • Detailed Damage Photos: Close-up images of specific areas of damage, such as roof shingles, windows, and structural elements
  • Video Documentation: A walkthrough of the property highlighting all damaged areas

Expert Testimonies and Reports

  • Structural Engineer Reports: Evaluations of the integrity of the property’s structure post-damage
  • Meteorological Reports: Evidence of the windstorm’s severity and impact on the area
  • Contractor and Repair Specialist Reports: Expert opinions on the necessary repairs and associated costs

Repair and Replacement Estimates

  • Itemized Repair Costs: Detailed breakdowns from contractors and repair specialists
  • Replacement Costs: Estimates for replacing irreparable items and structures
  • Material and Labor Costs: Detailed listings of the costs associated with materials and labor for repairs

Financial and Personal Documentation

  • Receipts for Emergency Repairs: Proof of any immediate repairs made to prevent further damage
  • Temporary Housing Expenses: Receipts and documentation of costs incurred if you had to vacate the property temporarily
  • Personal Affidavits: Statements from the property owner detailing the impact of the windstorm and the damage incurred

Correspondence with TWIA

  • Claim Submission Documents: Initial claim forms submitted to TWIA
  • Communication Records: Emails, letters, and notes from phone calls with TWIA representatives
  • Denial Letters or Dispute Correspondence: Any documentation related to disputes or denials from TWIA

Legal Documentation

  • Demand Letters: Formal requests for payment sent to TWIA
  • Legal Briefs and Summaries: To outline the legal basis for the claim
  • Litigation Documents: If necessary, documents related to any legal action taken against TWIA

Our Battle-Tested Texas Wind Damage Lawyers Will Take on Powerful Insurance Companies to Protect Your Rights

If your home or business has suffered wind damage, trust our Texas wind damage claim attorneys to fight for the compensation you deserve. With extensive experience handling and litigating wind damage claims against every major insurance provider and helping clients navigate government disaster programs, we have helped thousands recover millions of dollars from catastrophic hurricanes such as Wilma, Sandy, Matthew, Irma, Michael, Laura, and Eta. 

Reach out to Larry Moskowitz, PA today for the aggressive legal representation you need to get back on your feet. To schedule your free consultation, call us at (844) 849-0760 or contact us online.