Texas Roof Damage Lawyer
Roof damage refers to the deterioration or destruction of a roof’s structure and materials, often caused by severe weather conditions. In Texas, homeowners face significant risks of roof damage from hurricanes, tornadoes, hailstorms, and intense sun exposure.
These hazards can lead to leaks, structural weakening, and even complete roof failure, posing safety risks and resulting in costly repairs. Larry Moskowitz, PA is committed to providing legal help to residents and businesses across the state for maximum financial recovery from insurance companies.
Common Causes of Roof Damage in Texas
Hurricanes
Hurricanes pose a significant threat to roofs in Texas, with their high winds and torrential rain causing extensive damage. Roofs can be ripped off entirely, shingles can be torn away, and structural damage can occur, leaving homes exposed to the elements. The aftermath of a hurricane often requires immediate attention to prevent further damage and ensure the safety and integrity of the home.
Tornadoes
Tornadoes’ intense and concentrated wind forces can wreak havoc on roofs, tearing through materials and leaving significant destruction in their wake. The high-speed winds can cause severe structural damage, displace roofing materials, and even result in total roof loss. Quick and efficient repairs or replacements are necessary to restore the roof’s integrity.
Hailstorms
Hailstorms are common in Texas and can cause substantial roof damage. Hailstones can puncture shingles, dent metal roofing, and compromise the roof’s protective capabilities. Even minor hail damage can lead to leaks and long-term issues if not promptly addressed. Timely repairs or replacements are essential to maintain the roof’s durability and prevent water infiltration and further deterioration.
Why Are Prompt Repairs So Urgent Following Roof Damage?
Prompt roof damage repairs, restoration, or replacement are vital to prevent relatively small issues from escalating into major problems. Delaying repairs can lead to extensive water damage, mold growth, and compromised structural integrity.
With expert legal representation and dedicated insurance claim services from our roof damage lawyers, homeowners can recover the necessary insurance money to cover these costs. Our team will fight relentlessly to ensure that homeowners receive maximum compensation against their policy coverage, enabling them to restore their roofs to optimal condition swiftly and sustainably.
Types of Roof Damage Evidence Our Boots on the Ground Team Will Collect to Prove Your Claim
Large Holes in the Roof
At Larry Moskowitz, PA, our Boots on the Ground team will identify and document any large holes in the roof, which are critical indicators of severe damage. These holes can expose the interior to the elements and compromise the structural integrity of the building. We will take detailed photographs and measurements of these openings to substantiate the extent of the damage.
Broken or Missing Shingles
Broken or missing shingles are common signs of roof damage, often caused by storms, hail, or high winds. We will gather evidence of these missing or damaged shingles, including close-up photos and samples if possible, to demonstrate the impact on the roof’s protective layer.
Lifted Roof Membrane
If the roof’s membrane—typically made of rubber or plastic—has been lifted or compromised, it can lead to leaks and long-term damage. Our team will document any areas where the membrane has been displaced or damaged, providing critical evidence of compromised roofing material.
Roof Buffeting
Buffeting refers to the movement or fluttering of roof materials, often caused by strong winds. We will record instances of buffeting, noting its location and extent, as this can indicate underlying damage that might not be immediately visible.
Leaks and Interior Evidence
Leaks in the roof can lead to significant damage inside the house. Our team will inspect and document any signs of leaks, including water stains, mold growth, and damaged ceilings or walls. Photographic evidence of these interior issues will help link them to the roof damage.
Broken Trusses
Broken or damaged trusses can severely affect the roof’s structural support. We will thoroughly assess and photograph any trusses that are cracked, broken, or otherwise compromised, providing evidence of the structural impact on the roof.
Missing or Broken Sheathing
Sheathing provides a base layer for roofing materials and is vital for roof stability. Our Texas roof damage attorneys, along with our investigative team, will identify and document any missing or broken sheathing, which can compromise the roof’s integrity.
Uplifted or Separated Nails
Nails that are separated or uplifted can indicate poor installation or damage from severe weather conditions. Our team will collect evidence of any displaced nails, which can affect the roof’s overall performance and durability.
Damaged Roof Equipment
Roof-mounted equipment such as air conditioners, antennae, or satellite dishes can also be affected by severe weather. We will assess and document any damage to these items, noting how they may have contributed to or been impacted by the overall roof damage.
Insurer Tactics to Undervalue or Deny Your Roof Damage Claim
With over three decades of legal experience, insurance dispute lawyer Texas Larry Moskowitz can anticipate the tactics and objections of the insurance company to escape liability. Backed by thorough evidence and expert analysis, we will ensure that your roof damage claim is handled with the utmost fairness and careful attention to detail to recover the maximum compensation you are entitled to.
Age and Condition of the Roof
Insurance companies may argue that the age and condition of your roof contributed to its damage, suggesting that wear and tear are responsible rather than the recent event. They might use this as a reason to offer a lower settlement or deny the claim entirely, asserting that the damage is due to pre-existing issues rather than the storm.
We will counter this tactic by conducting a thorough inspection and obtaining a detailed report from roofing experts. We will gather evidence proving that the damage was caused by the recent event and not pre-existing conditions. This includes historical maintenance records, expert assessments of the roof’s pre-damage condition, and photographic evidence to establish the extent of damage directly linked to the storm.
Type of Roof
Insurers may argue that certain types of roofs are more prone to damage and thus not covered under their policies. For instance, they might claim that specific roofing materials or designs are not as durable, thereby reducing the amount they are willing to pay for repairs or replacement.
Our team will address this by working with roofing professionals who can provide a detailed analysis of the roof type and its susceptibility to damage. We will challenge the insurance company’s undervaluation with accurate data on how the type of roof performed under similar conditions in past claims and how it meets industry standards for durability.
Maintenance Performed on the Roof
To diminish your roof insurance claims in Texas, insurance companies might contend that insufficient maintenance contributed to the extent of the damage. They may argue that a lack of proper upkeep exacerbated the damage and, as a result, should reduce the payout amount.
To refute this, we will compile and present a comprehensive maintenance history to show that the roof was regularly maintained and in good condition prior to the incident. We will obtain records from professional roofers or contractors who performed the maintenance and highlight how the damage was unrelated to any maintenance issues.
Pre-Existing Roof Damage
Insurers may assert that any visible damage was pre-existing and not related to the recent event. They may use this as a basis to minimize the payout, suggesting that the storm only exacerbated damage that was already present.
We will address this by obtaining expert opinions to distinguish between pre-existing damage and damage caused by the storm. This involves obtaining detailed inspections and damage reports that clearly outline the specific nature of the new damage versus old issues.
Building Code Compliance
Insurers may argue that the costs for repair or replacement should be reduced due to non-compliance with local building codes. They might claim that any required updates or code compliance issues are your responsibility and not covered under the insurance policy.
Our lawyers will challenge this by reviewing and understanding local building codes and their applicability to the claim. We will work with experts to ensure that any necessary code upgrades are appropriately covered under the policy and will argue that code compliance issues should not be used as a reason to undervalue or deny the claim.
Choose a Trusted Roof Damage Attorney in Texas to Maximize Your Compensation
If you have a roof damage claim in Texas, don’t let insurance companies push you around. Fight back with the skills, experience, and resources of Texas roof damage lawyer Larry Moskowitz. With a formidable record of successfully negotiating and litigating roof damage claims against major insurers, he has recovered millions of dollars for thousands of homeowners and businesses.
His aggressive approach and deep knowledge of Texas insurance law mean he will not rest until you get every dollar you deserve. To schedule your free consultation, call us at (844) 849-0760 or contact us online.