Houston Hurricane Damage Lawyer
Hurricane damage claims in Houston encompass a wide range of losses, including residential, commercial, and personal property damage. Homeowners may face extensive structural damage to their houses, while businesses might suffer from destroyed facilities and lost inventory. Personal property—from vehicles to valuable possessions—can also be damaged.
Common issues claimants face include delayed payments, undervalued claims, and outright denials from insurance companies. At Larry Moskowitz, PA, we offer robust legal assistance for hurricane damage in Houston from start to finish, ensuring timely and rightful compensation for policyholders.
Steps Our Houston Hurricane Damage Attorneys Take to Recover Maximum Compensation for You
Following storm damage to your home or business, our hurricane damage lawyers will move fast to pursue the following strategic steps:
Accurate Interpretation of Insurance Policies and Legal Terminologies
Absolute clarity on the fine print of your insurance policy is vital. Our team will diligently review the policy terms and legal terminologies to ensure that all potential coverages are identified and maximized. This step helps in setting a solid foundation for your claim by accurately pinpointing what you are entitled to under your policy.
Initial Assessment and Documentation of Damage
Our “Boots on the Ground” team will promptly visit your property to conduct a thorough assessment and document all hurricane-related damages. This includes detailed photos, videos, and reports that capture the full extent of the destruction. Proper documentation is vital to substantiate your claim and prevent undervaluation by the insurance company.
Filing the Claim with the Insurance Company
Once the damage is documented, we will prepare and file a comprehensive claim with your insurance company. Our legal team ensures that the claim is detailed and accurately reflects all damages and losses, leaving no room for the insurance company to undervalue or deny your claim.
Engaging in Strong Settlement Negotiations
Larry Moskowitz’s extensive experience and aggressive negotiation skills come into play as we engage with the insurance company. Our goal is to secure a fair settlement that fully covers your losses. We leverage every piece of evidence and policy detail to challenge any lowball offers or unjust denials.
Trial Preparation for Potential Litigation
While our priority is to settle your claim fairly and efficiently, we prepare every case as if it will go to trial. This readiness boosts our negotiating leverage and ensures we are fully prepared to litigate if necessary. With our decades of courtroom experience, we can vigorously present your case in the courtroom and recover the maximum compensation for your losses.
How Our Hurricane Claim Lawyers in Houston Fight the Insurer’s Tactics
To protect your Houston insurance claims, our team at Larry Moskowitz, PA will fight the insurance company’s unfair tactics.
Insurer’s Tactics to Make Underpayment for Covered Damages
Insurance companies often employ tactics to underpay claims, such as arguing that the damages are less severe than reported or that the cost of repairs should be lower. They may use their own adjusters to provide estimates that are significantly lower than the actual cost of repair or replacement. Our team counters these arguments by conducting thorough independent assessments of the damage.
We bring in expert adjusters, contractors, and engineers to provide accurate, detailed estimates of the repair costs. By presenting comprehensive documentation and expert testimony, our Houston hurricane damage attorneys ensure that the insurance company cannot undervalue the claim and that you receive the full compensation you are entitled to.
Insurer’s Tactics to Dispute the Scope of Coverage
Another common pitfall is the insurer’s argument that certain damages are not covered under the policy. Insurance companies may claim that specific damages fall under policy exclusions or are due to pre-existing conditions. We tackle these disputes by carefully analyzing your insurance policy to understand its full scope and the covered perils.
We gather extensive evidence to prove that the damages are indeed covered, using detailed reports and expert opinions to counter the insurer’s arguments. By challenging unjust exclusions and demonstrating that the damages are a direct result of the covered event, our attorneys fight to ensure that all aspects of your claim are acknowledged and compensated fairly.
How Our Houston Hurricane Damage Attorneys Counter the Insurance Company’s Tactics
Larry Moskowitz brings a comprehensive perspective to hurricane damage claims, allowing him to anticipate and counter insurance companies’ tactics with strategic skill. With over 35 years of legal experience, Attorney Moskowitz started his career as an Assistant State Attorney/Prosecutor, honing his skills in building airtight cases and aggressively pursuing justice. This background instilled a keen understanding of the intricacies of legal strategies, making him an expert at identifying and dismantling weak points in the opposition’s arguments.
Transitioning to civil claims, Attorney Moskowitz has spent decades as a leading attorney, handling thousands of civil cases and achieving over 150 trial verdicts. This extensive experience has provided him with deep insights into the tactics insurance companies use to undervalue or deny claims. His ability to foresee these moves allows him to prepare robust, proactive strategies that protect his clients’ rights to maximum compensation.
His 360-degree perspective is not just academic—it translates into practical, effective action. By analyzing insurance policies, gathering compelling evidence, and leveraging expert testimonies, he builds strong cases that withstand the scrutiny of insurance companies and courts alike. His readiness to go to trial further strengthens his negotiating position, ensuring that insurance companies know they face a formidable opponent who will not settle for less than his clients deserve.
Our “No Recovery, No Fee and No Costs” Commitment to Clients
At Larry Moskowitz, PA, we offer free consultations to discuss your case and operate on a contingency basis—meaning you owe us nothing unless we recover money damages for you. Under Texas law, if we win your case, you might even have your legal fees covered by your insurance company.
Our commitment is clear—no recovery, no fees, and no costs. This reflects our confidence in the ability of our legal team to recover the largest possible compensation for your losses incurred due to hurricane damage in Houston. To schedule your free consultation, call us at (844) 849-0760 or contact us online.