Wind Damage Lawyers in Fort Lauderdale

Homeowners’ insurance policies are mandated to cover property damage resulting from wind, and this type of damage should not be excluded from coverage. Despite this legal requirement, insurance companies in Fort Lauderdale frequently challenge whether property damage was genuinely caused by wind.

During storms, property damage can occur due to both windstorms and heavy rainfall. If a home experiences flooding, it becomes a point of contention: was the damage a result of the wind or the rain? Moreover, if a home’s interior is exposed to the elements due to a fallen tree or an electrical pole, and subsequent damage occurs through this opening, the question arises whether this is considered wind damage or flood damage (which might not be covered).

Given these complexities of law, insurance companies often attempt to diminish claims for wind damage, and sometimes the insurance company denies the claim altogether. This highlights the importance of having robust legal representation from the outset to safeguard your wind damage claim in Fort Lauderdale.

How a Ft Lauderdale Wind Damage Lawyer Will Prove the Damage was Actually Caused by Wind

When dealing with wind damage claims in Fort Lauderdale, the success of your insurance claim often hinges on the evidence and documentation you can present. Here’s how wind damage attorney Fort Lauderdale, Larry Moskowitz, collects strong evidence to establish severe damage claims.

Meteorological Reports and Weather Data

Objective: To establish the occurrence of strong winds during the time and in the area of the incident.

Attorney Moskowitz will obtain official meteorological reports and weather data from reputable sources like the National Weather Service or private meteorological services. These reports will provide information on wind speeds, direction, and other relevant weather conditions at the time and location of the incident, supporting the claim that the damage was caused by wind.

Photographic and Video Evidence

Objective: To visually document the extent and nature of the damage.

Photographs and videos can serve as key evidence to show the damage caused. Larry Moskowitz will ensure comprehensive documentation of the damage to the property, capturing the affected areas from multiple angles and distances. This will help in differentiating wind damage from other types of damage.

Expert Testimonies

Objective: To provide professional insights into the cause of the damage.

Attorney Moskowitz may consult experts like meteorologists, architects, structural engineers, and building contractors to testify on behalf of the client. These experts can provide valuable insights into the nature of the structural damage and confirm whether it matches with the characteristics of wind gusts.

Insurance Policy Review

Objective: To identify and counter any attempts by the insurance company to categorize the damage as flood or pre-existing.

A comprehensive review of the homeowner’s insurance policy is necessary. Attorney Larry Moskowitz will go through the policy details to understand the extent of coverage for wind damage and identify any clauses or conditions that the insurance carriers might use to dispute the claim.

Building and Repair Estimates

Objective: To estimate the cost of repairs due to wind damage.

Attorney Moskowitz will gather repair estimates from certified building contractors to provide a clear picture of the extent and cost of the damage caused by the high winds. These estimates will help in substantiating the claim for compensation.

Historical Data and Previous Claims

Objective: To demonstrate that the property was in good condition and free from pre-existing damage.

Fort Lauderdale wind damage lawyer Larry Moskowitz will collect historical data and any previous insurance claims related to the property to counter the insurance company’s claims of pre-existing damage. This will establish that the property was in good condition prior to the wind event.

Eyewitness Accounts

Objective: To provide firsthand accounts of the wind event and the resulting damage.

Eyewitness testimonies from neighbors or passersby who observed the wind event and the resulting damage (such as broken windows, sidings and doors, damage to personal belongings, or further damage to an old roof) can serve as compelling evidence. Attorney Larry Moskowitz will interview and gather statements from these individuals to strengthen the case.

Bring on The Services of a Fort Lauderdale Wind Damage Attorney 

If you have experienced wind damage to your property in Fort Lauderdale and are facing challenges with your insurance claims process, our dedicated and experienced legal team at Larry Moskowitz, PA is prepared to fight aggressively to maximize your claim. 

Our Fort Lauderdale wind damage attorneys pursue a “Boots on the Ground” approach. We conduct on-site inspections and thorough investigations to gather firsthand evidence of the damage. This proactive strategy allows us to accurately determine the cause of the damage, assess the actual extent of it, and recover maximum compensation for you from the insurer. 

To receive proven and dedicated wind damage legal services in Fort Lauderdale, give us at 866-312-0708 and schedule your free consultation.