Hurricane Damage Lawyers in Fort Lauderdale

Hurricanes and tropical storms are frequent occurrences in Fort Lauderdale, usually resulting in widespread property damage and a surge in insurance claims. The prevalence of these claims has made insurance adjusters increasingly vigilant in scrutinizing each claim to protect insurance companies’ interests. As a result, they may adopt a skeptical approach, searching for any grounds to deny or diminish your claim.

With over three decades of legal experience, including a background as a former Assistant State Attorney/Prosecutor in Broward County, Larry Moskowitz is ready to fight for your denied or undervalued hurricane damage claim. Having handled numerous civil cases and taken over 150 trials to verdict, he is renowned for his tenacious negotiation and courtroom skills.

Photo of Hurricane Damage

Insurance Pitfalls You Should Avoid in Fort Lauderdale Hurricane Damage Claims

Our seasoned hurricane damage attorneys in Fort Lauderdale guide home or business property owners to avoid the following pitfalls that could hurt their chances of insurance claim recovery:

  • Being persuaded by the insurance adjusters that you can handle the lawsuit alone without legal representation
  • Accepting lowball offers, payments, or estimates from the insurance company
  • Giving up on your claim due to unreasonable delays in processing, adjusting, or paying your claim
  • Accepting the insurance company’s denial
  • Being asked to sign a release for additional claims before receiving a settlement or payment
  • Accepting the insurer’s interpretation of exclusions and limitations in the policy, leading to a denial of coverage for specific types of damage, like windstorm or flood damage

Bad Faith Insurance Practices in Hurricane Damage Claims 

In Fort Lauderdale, our hurricane property damage claims attorneys emerge as stalwart defenders, fighting against bad faith insurance practices on behalf of affected residents. These practices can manifest in various ways:

  • Unjustified Claim Denials: Hurricane insurance companies may wrongfully deny valid hurricane damage claims, citing vague policy exclusions or alleging misrepresentations on the part of the policyholder.
  • Undervaluing Claims: During the claim process, insurers might intentionally undervalue the extent of hurricane damage to the property, leading to inadequate compensation for repair or replacement costs.
  • Delay Tactics: Deliberate delays in processing claims can cause financial strain on policyholders in South Florida, forcing them to accept lesser settlements out of desperation following hurricane damage to their home or business.
  • Unfair Policy Interpretations: Hurricane damage insurance policies often contain complex language, which insurers may exploit to interpret coverage in their favor.
  • Failure to Investigate: Your insurance adjuster may fail to conduct thorough investigations into hurricane damage claims, neglecting to assess the full extent of the damage or overlooking critical evidence supporting the claim.
  • Intimidation Tactics: Insurance companies may use intimidation tactics, such as aggressive legal threats or harassment, to deter policyholders from pursuing their rightful hurricane damage claims or to pressure them into accepting inadequate settlements.
  • Failure to Communicate in Good Faith: Effective communication is essential in the hurricane damage claims process, yet some insurers withhold information, provide misleading or contradictory statements, or refuse to engage in meaningful dialogue with policyholders.

Attorney Larry Moskowitz Champions Justice for Hurricane Damage Victims in Fort Lauderdale

In Fort Lauderdale, attorney Larry Moskowitz brings hope to those struggling with bad-faith insurance practices in the aftermath of hurricane damage. With 35 years of experience in insurance litigation, attorney Moskowitz has developed a reputation for his tenacity and dedication to protecting the rights of policyholders.

Thorough Case Evaluation 

Attorney Moskowitz critically evaluates each case, scrutinizing insurance policies and assessing the extent of hurricane damage to build a compelling argument for his clients. In cases of insurers failing to investigate properly, he will gather comprehensive evidence, including expert assessments and documentation, to expose any negligence or oversight on the part of the insurance company.

Aggressive Advocacy 

Backed by a nuanced understanding of hurricane damage insurance law and a passion for justice, attorney Moskowitz fearlessly confronts insurance companies, demanding fair treatment for his clients and holding insurers accountable. 

When faced with intimidation tactics, attorney Moskowitz remains resolute, utilizing his decades of experience to push back against coercion and harassment, ensuring that his clients are not bullied into accepting unjust settlements.

What Types of Hurricane Damage Does Homeowners’ Insurance Cover?

Homeowners’ insurance coverage for hurricane damage in Fort Lauderdale can vary based on policy specifics and insurers. The Fort Lauderdale hurricane damage attorneys at Larry Moskowitz, PA provide personalized attention to clients, guiding them through every step of the legal process with compassion and integrity and ensuring the insurance company pays their fair damages.

Coverage for Wind Damage

  • Homeowners’ insurance typically covers wind damage, including that caused by hurricanes’ powerful winds.
  • Policies protect against structural damage, roof damage, and other wind-related losses.

Protection from Falling Objects

  • Insurance policies commonly include coverage for damage from falling objects, such as trees or debris propelled by high winds during hurricanes.
  • This coverage extends to repairs or replacements for property affected by falling objects.

Coverage for Water Damage

  • Water damage resulting from heavy rains or storm surges is often covered by homeowners insurance in Fort Lauderdale.
  • Policies may include coverage for water intrusion, flooding, and damage to personal property caused by water.

Additional Living Expenses

  • If a home becomes uninhabitable due to hurricane damage, policies typically provide coverage for additional living expenses.
  • This coverage encompasses temporary accommodation costs, meals, and other essential expenses incurred while the home is being repaired.

Protection for Personal Belongings

  • Homeowners’ insurance policies generally cover personal belongings damaged or destroyed by hurricanes.
  • Items such as furniture, electronics, clothing, and other possessions are eligible for reimbursement under the policy’s personal property coverage.

Get Our Proven Hurricane Damage Attorneys on Your Side 

In the wake of hurricane damage, homeowners in Fort Lauderdale should review their insurance policies with experienced attorneys at Larry Moskowitz, PA. Our lawyers can help you understand the extent of coverage, exclusions, deductibles, and limits related to hurricane damage, and represent you to recover fair compensation for your losses. 

Call us now at 866-312-0708 to schedule your free consultation and case evaluation.