In the wake of Hurricane Milton, thousands of Florida homeowners are now navigating the stressful process of insurance claims. While many expect their insurers to do the right thing, the reality is often more complicated, with delayed responses, underpaid settlements, or outright denials. That’s why hiring the right lawyer for your Hurricane Milton insurance claim can make all the difference.
At Larry Moskowitz, PA, we believe an informed decision starts with knowing what to look for.
Why Legal Guidance Matters in Hurricane Insurance Claims
After a disaster like Hurricane Milton, insurance companies face a flood of claims. That pressure can lead to:
- Delays in processing
- Lowball settlement offers
- Complex disputes over coverage
- Misinterpretation of policy language
A qualified attorney can step in to protect your interests, ensure your documentation is solid, and push back against bad faith tactics. Having legal representation tells your insurance adjuster you’re serious, and it often leads to faster, fairer resolutions.
What to Look for in a Hurricane Insurance Claim Lawyer
Here are the key qualities to consider when hiring legal help after a Hurricane Milton claim:
Experience and Knowledge of Insurance Law and Property Insurance Claims
You want a lawyer who knows how hurricane insurance claims work in Florida. To achieve a fair settlement, consider hiring legal support with:
- Experience handling hurricane-related claims and insurance disputes, especially when your insurance coverage doesn’t cover flood damage
- Knowledge of Florida’s insurance regulations
- Understanding of policy language and hurricane claim denial strategies
- Familiarity with both homeowners’ and commercial hurricane claims
Strong Communication Skills
The claims process is stressful enough—you shouldn’t be left in the dark by your attorney.
Choose a lawyer who:
- Responds promptly to calls and emails
- Clearly explains your rights and options
- Keeps you updated on your case status
- Listens to your concerns and addresses them respectfully
A good lawyer keeps the lines of communication open, so you always know where your claim stands.
A Proven Track Record
A lawyer with a strong track record shows that they not only know the law but also know how to win.
Look for:
- Positive reviews and testimonials from past clients
- Case results or settlements won in similar claims
- Recognition or awards in insurance litigation or personal injury law
- Willingness to share examples of past claim resolutions
While every case is different, a history of favorable outcomes and knowledge of the insurance claims process shows that a lawyer can deliver when it counts.
A Transparent, Fair Fee Structure
Most hurricane insurance attorneys work on a contingency fee basis, meaning you don’t pay unless they win your Hurricane Milton claim or reach a settlement.
Be sure to ask:
- What percentage of the settlement will be taken as a fee?
- Are there any upfront or hidden costs?
- Will expenses (like expert reports or inspections) be deducted from the settlement?
- Do they offer a free initial consultation?
A reputable attorney will clearly explain how and when they get paid, with no surprises later on.
Dedication to Client Advocacy
When your home is on the line, you need someone who treats your claim like a priority, not just another case number, like your insurance company is.
Ask yourself:
- Does this lawyer seem genuinely invested in helping me?
- Are they willing to challenge the insurance company head-on?
- Do they have a local presence and familiarity with hurricane-impacted communities?
You want a lawyer who is committed to fighting for your full compensation.
How the Right Lawyer Can Help if Your Claim Is Denied
Hiring the right attorney can provide real, measurable benefits when filing insurance claims, including:
- Faster communication with insurance adjusters
- Stronger documentation and evidence
- Legal leverage during disputes or delays from your insurance company
- Higher settlement offers from your insurance company
- Peace of mind knowing someone is handling the process professionally
At Larry Moskowitz, PA, we’ve helped countless Floridians recover what they’re owed after hurricanes and storm-related losses. We know how the system works, and we know how to protect you from being taken advantage of.
Don’t Settle for Less Than You Deserve
After a devastating storm like Hurricane Milton, you deserve legal support that’s experienced, responsive, and ready to fight for what’s right. Choosing the right lawyer isn’t just about qualifications; it’s about trust, transparency, and results. When insurance companies deny claims, you may not get the compensation you deserve. Property damage, flood damage, wind damage, and personal property loss are all things that your insurance provider may try to deny.
At Larry Moskowitz, PA, we work on a contingency fee basis, so there’s no cost to explore your options if your claim is denied. If your insurance company is dragging its feet or offering less than you need to recover, we’re here for you. Schedule your free consultation today.